Send money without commission by phone number through the Tinkoff mobile app. All you need to know is the recipient's phone number.

• Up to 20,000 rubles per month for transfers are free, if the amount of transfers exceeds 20,000 rubles, a commission of 1% is charged.
• The transfer is instant at a fair rate, with no hidden fees or commissions.
• After the transfer, the recipient will immediately see the money and be able to use it.
• Sending and receiving money does not require going to the bank. The transfer occurs online by phone number.
• The number of transfers per month is unlimited. You can transfer no more than 1,500,000 rubles per month.

How to make a money transfer by phone number in the Tinkoff mobile app?

• In the 'Payments' section, press the 'By phone number' button
• The app will redirect to your phone contacts. Press the 'flag' icon.
• Choose the country code with the flag of Tajikistan.
• Enter the recipient's phone number. If the number is not in the address book, then enter it manually.

To use transfers through Tinkoff, you need to install the mobile app.